Gaskiy Game da Ikirarin Cire N7,500 Daga Kowane N100,000 Da Aka Tura

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 Gaskiy Game da Ikirarin Cire N7,500 Daga Kowane N100,000 Da Aka Tura

A ‘yan kwanakin nan, mutane da dama sun rika yada wani labari a kafafen sada zumunta da ke cewa:

“Daga ranar da sabon umarnin gwamnati ya fara aiki, za a rika cire N7,500 daga kowane N100,000 da aka tura ta banki a matsayin haraji.”

Wannan ikirari ya jefa ‘yan Najeriya da dama cikin fargaba. Amma bayan bincike mai zurfi, mun gano cewa wannan labari ba gaskiya ba ne.

Ga abin da muka gano dalla-dalla:

1. Babu dokar da ta tanadi cire N7,500 daga N100,000

Binciken da aka yi a kan sabuwar dokar haraji da za ta fara aiki daga 1 ga Janairu, 2026 ya nuna cewa:

Babu wani sashe a cikin dokar da ya ce gwamnati za ta rika cire kashi 7.5% (N7,500) daga kowanne N100,000 da aka tura.

Wannan ikirari karya ne kuma ba shi da tushe a doka.

2. Abin da ke akwai shi ne harajin hatimi (EMTL)

Abin da mutane da dama ke rikicewa da shi shi ne Electronic Money Transfer Levy (EMTL), wato harajin hatimi.

Wannan haraji yana nufin ₦50 kacal a kan duk wata tura kuɗi da ta wuce ₦10,000.

Ko ka tura ₦20,000 ko ₦1,000,000, ₦50 ne kawai ake cirewa, ba kashi 7.5% ba.

3. Sabon tsarin haraji ba ya shafar tura kuɗi kai tsaye

Sabuwar dokar haraji ta fi karkata ne zuwa:

Harajin albashi

Harajin samun kuɗin shiga (Personal Income Tax)

Harajin kamfanoni

Ba dokar da ta tanadi cire haraji kai tsaye daga duk wata mu’amalar banki kamar yadda ake yadawa.

4. Dalilin da ya sa wasu ke ganin ana cire kuɗi

A wasu lokuta, mutane kan ga:

Cire ₦50 EMTL

Ko kuma cajin banki na al’ada

Sai su yi tunanin sabon haraji ne, alhali kuwa tsohon tsarin cajin banki ne da aka dade da shi.

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